BODY {text-align:center;
      margin: 20px 0px 20px 0px; 
      padding: 0px;
      
      }

IMG {border-width:0px;
     margin:0px;
     padding:0px;}

TABLE {border-collapse: collapse;
       border-width: 0px;
       padding: 0px;
      }

DIV {font-family: Arial;
     font-size: 0.98em;}

LABEL {display:inline;
       font-family:Courier New, Times New Roman;
       font-size:1.1em;
       margin:5px;
       }

.fm {border-style:solid;
     border-width:1px;
     border-color:black;
    }

.btn{border-style:solid;
     border-width:2px;
     border-color:#333333 #333333 black black;
     background-color:#525252;
     font-family:Arial;
     font-weight:bold;
     color:white;
     }

.btn:hover{border-color:black;
     background-color:black;
     color:#AAAAAA;
     }

.err{font-size:0.6em;
     color:red;
     background-color:white;
     visibility:hidden;}

.hdr{font-family:Courier New, Times New Roman;
     font-size:1.1em;
     font-weight:bold;
    }

.dH{position:relative;
    left:10px;
    width:1006px;
    height:206px;
   }

.bDiv{display:inline;
      float:left;
      height:206px;
     }

.mBod{width:900px;
      border-style:solid;
      border-width:0px 1px 0px 1px;
      border-color:black;
      background-image:url('bkg.jpg');
      text-align:left;
     }

.fTr{position:relative;
     left:10px;
     width:1006px;
     height:36px;
     background-image:url('footerbar.jpg');
     background-align:top center;
     background-repeat:no-repeat;
     text-align:right;
     }